Advanced MEC Pro + SmartPay 5000

Conception prior to membership not eligible. Newborns must be enrolled within 30 days of birth. Critical Illness: 30-day waiting period applies. Contact Care Coordination for high-cost specialty medications. Pre-approval required for imaging, major procedures, and specialized care (25% penalty if not obtained). Amaze available to household members including spouse and children under 26, even if not enrolled.