The plans
Four levels of Holistic membership.
Every Holistic plan starts from the same foundation: everyday care at $0 before your annual max. What changes between plans is how much sits behind that — and how the Savvos Smart Pay sharing program steps in for larger medical needs.
Included in every plan
- $0 primary care, urgent care and telehealth visits
- $0 standard labs and imaging when ordered in-network
- Preventive and wellness visits included
- Community sharing for eligible large medical needs
- Member advocacy when a bill looks wrong
Holistic Essentials
Lowest Monthly CostBest for healthy, budget-minded members who want a couple of holistic visits and covered generics — without paying for extras they won't use. Also available as a standalone Holistic membership
- Holistic office visits — 2 visits/yr · $150/visit
- Generic prescriptions — $0 generics
- Wellness reimbursement — Up to $900/yr back
- $0 SmartPay card — Direct pay
Available standalone or bundled with Savvos Smart Pay
Holistic Savings
Best ValueBest for members who actually use their care and want the full holistic team on call. Also available standalone
- Integrative office visits — 15 visits/yr · $150/visit
- The full care team — ND · DC · LAc · LMT · DPT · RD
- Wellness reimbursement — Up to $900/yr back
- $0 SmartPay card — Direct pay
Available standalone or bundled with Savvos Smart Pay
Holistic
Most Popular · The Full ToolkitOur most popular plan — the full functional-medicine toolkit. Best for proactive members who invest in their health and want IV therapy, alternative imaging, and lots of visits.
- Holistic office visits — 35 visits/yr · up to $175/visit
- IV drips & at-home injections — $0 before max · up to $175/visit
- Alternative breast imaging — $350/yr · $0 before max
- Generic prescriptions — $0 generics
Available standalone or bundled with Savvos Smart Pay
Holistic Premium
Most Covered Upfront · Bundle-OnlyThe most complete plan — the most care covered before the annual max. The only plan with full $0 ACA-aligned preventive care.
- Full $0 ACA preventive care — $0 · from day one
- Holistic office visits — 29 visits/yr · $150/visit
- Labs — $0 BEFORE max · $15/test · 5/yr
- X-Ray — $0 BEFORE max · $50/test · 5/yr
Available bundled with Savvos Smart Pay
Side by side
What's included at each level. Your monthly amount is built with an advisor around your age, household and the annual max you choose.
| Feature | Holistic Essentials | Holistic Savings | Holistic | Holistic Premium |
|---|---|---|---|---|
| Holistic office visits | 2 visits/yr · $150/visit | 35 visits/yr · up to $175/visit | 29 visits/yr · $150/visit | |
| Generic prescriptions | $0 generics | $0 generics | ||
| Wellness reimbursement | Up to $900/yr back | Up to $900/yr back | Up to $900/yr back | |
| $0 SmartPay card | Direct pay | Direct pay | Direct pay | |
| Savvos Smart Pay safety net | $0 after max | |||
| Integrative office visits | 15 visits/yr · $150/visit | |||
| The full care team | ND · DC · LAc · LMT · DPT · RD | |||
| Generic Rx | NOT shareable | |||
| IV drips & at-home injections | $0 before max · up to $175/visit | |||
| Alternative breast imaging | $350/yr · $0 before max | |||
| Full $0 ACA preventive care | $0 · from day one | |||
| Labs | $0 BEFORE max · $15/test · 5/yr | |||
| X-Ray | $0 BEFORE max · $50/test · 5/yr | |||
| Imaging (MRI, CT/PET, Ultrasound) | $0 BEFORE max · $350/test · 2/yr | |||
| Urgent care | $0 BEFORE max · $150/visit · 3/yr |
The full lineup
Every plan family we offer, with each annual-max and tier option. Open any plan for the complete benefit detail — then get a quote or book a meeting.
Savvos Smart Pay
Advanced MEC + SmartPay
9 options
Advanced SmartPay
9 options
Basic MEC + SmartPay
9 options
Basic SmartPay
9 options
Holistic
10 options
Holistic Essentials
10 options
- Holistic Essentials
- Holistic Essentials + SmartPay 1000
- Holistic Essentials Pro + SmartPay 1000
- Holistic Essentials Premier + SmartPay 1000
- Holistic Essentials + SmartPay 2500
- Holistic Essentials Pro + SmartPay 2500
- Holistic Essentials Premier + SmartPay 2500
- Holistic Essentials + SmartPay 5000
- Holistic Essentials Pro + SmartPay 5000
- Holistic Essentials Premier + SmartPay 5000
Holistic Premium
10 options
- Holistic Premium
- Holistic Premium + SmartPay 1000
- Holistic Premium Pro + SmartPay 1000
- Holistic Premium Premier + SmartPay 1000
- Holistic Premium + SmartPay 2500
- Holistic Premium Pro + SmartPay 2500
- Holistic Premium Premier + SmartPay 2500
- Holistic Premium + SmartPay 5000
- Holistic Premium Pro + SmartPay 5000
- Holistic Premium Premier + SmartPay 5000
Holistic Savings
10 options
- Holistic Savings
- Holistic Savings + SmartPay 1000
- Holistic Savings Pro + SmartPay 1000
- Holistic Savings Premier + SmartPay 1000
- Holistic Savings + SmartPay 2500
- Holistic Savings Pro + SmartPay 2500
- Holistic Savings Premier + SmartPay 2500
- Holistic Savings + SmartPay 5000
- Holistic Savings Pro + SmartPay 5000
- Holistic Savings Premier + SmartPay 5000
HSA MEC + SmartPay
9 options
Major Medical
Major Medical
15 options
- Major Medical Copay 3500
- Major Medical Copay 3500 Pro
- Major Medical Copay 3500 Premier
- Major Medical Copay 5000
- Major Medical Copay 5000 Pro
- Major Medical Copay 5000 Premier
- Major Medical Copay 7500
- Major Medical Copay 7500 Pro
- Major Medical Copay 7500 Premier
- Major Medical Copay 10000
- Major Medical HSA 10000
- Major Medical Copay 10000 Pro
- Major Medical HSA 10000 Pro
- Major Medical Copay 10000 Premier
- Major Medical HSA 10000 Premier
Looking for the four flagship Holistic memberships? They're at the top of this page.
About pricing: your monthly amount depends on your age, household size and the annual max you choose. Rather than show a number that won't match your situation, we have a licensed advisor build it with you. Get a quote or book a call.